Online Loans in Sri Lanka
— Fast, Easy & 100% Online

Need quick cash? Compare trusted online loan providers like Fino, OnCredit, Crezu, LoanMe, and CashX. Apply 24/7 and receive your personal loan in minutes — fully online, no paperwork.

Compare Online Loans

Trusted Lenders We Work With

We partner only with licensed, transparent microfinance providers.
Each offers secure, fast, and fully digital online loan services tailored to the needs of Sri Lankan borrowers.

Fino

  • loan up to 20 000 Rs
  • Age 20-60
  • 0% first loan

OnCredit

  • loan up to 50 000 Rs
  • Age 20-60
  • 0% first loan

CashX

  • loan up to 200 000 Rs
  • Age 20-60
  • 0% first loan

LoanMe

  • loan up to 40 000 Rs
  • Age 20-65
  • 13,68% per year

Why Use Our Online Loan Comparison Service

Looking for a fast online loan in Sri Lanka? We make it simple. Instead of checking each lender separately, our platform lets you instantly compare offers from multiple trusted microfinance companies.

24/7 Availability — apply anytime, anywhere

Instant Results — fast approval from top lenders

Fully Online — no paperwork, no queues

Secure & Private — your personal data is protected

Trusted Partners — including Fino, OnCredit, Crezu, LoanMe, CashX

Frequently asked questions

Answers to popular questions about online loans.

Many lenders such as Fino, OnCredit, LoanMe and CashX approve loans in 15–30 minutes. Once approved, funds are sent to your bank account or mobile wallet the same day — often within the hour.

Yes, 100% free. You can compare offers, use the loan calculator, and apply — all at no cost. We receive a commission from lenders if you choose their offer, but it doesn’t affect your terms.

Yes. Our platform is available 24/7. Many lenders also operate around the clock, meaning you can receive approval even at night or on weekends.

Most lenders do not require formal proof of income, but you may need to confirm that you have some source of regular funds. This can be done by answering simple questions during the application process.

A personal loan is a loan you take out for individual use — like paying bills, emergencies, or short-term expenses. Online personal loans are unsecured and typically short-term (7–30 days).

Yes. We use industry-standard encryption and partner only with verified, secure lenders. Your information is never shared without your consent.

Absolutely. Our free loan calculator helps you estimate repayment amounts before you apply, based on your chosen amount and term.

Plan Online Loan with Our Calculator

Use our online loan calculator to easily estimate how much you’ll repay before applying for a loan. This free tool helps you make smart financial decisions by showing the loan amount, interest cost, and total repayment based on the terms you choose.

Loan Amount: LKR 50,000

Interest (approx.): LKR 986.30

Total Repayment: LKR 50,986.30

Why use the loan calculator?

Planning your budget is key when borrowing money. With our calculator, you can adjust the loan amount, duration (in days), and interest rate to find the most suitable and affordable option for your needs.

What can you calculate?

  • Total loan amount in LKR
  • Estimated interest charges
  • Full repayment amount
  • Best loan term to reduce overpayment

How does it help?

Knowing your repayment amount in advance helps you avoid surprises, choose the right lender, and borrow only what you can comfortably afford. Whether you’re facing an emergency or need quick cash for personal expenses — this calculator helps you stay in control.

Adjust the sliders and see your results instantly. Once you're ready, compare trusted lenders and apply for your online loan with confidence!

Typical Loan Terms

Wondering what to expect? Here's a general idea of online personal loan conditions in Sri Lanka:

Loan Amounts: LKR 1,000 to 200,000

Loan Term: depends on the loan

Interest Rates: from 0%

Approval Time: As little as 15 minutes

Requirements:

  • Sri Lankan citizen or resident
  • Age 20–65
  • National ID (NIC)
  • Active phone number
  • Bank account or mobile wallet

Trusted by Thousands of
Happy Customer

Join thousands of happy users who’ve found their loan the smart way.

Having trouble getting an online loan?

Fill out the form to Crezu and get approved in just 5 minutes!

Loan Money Online

We are Sri Lanka’s leading online loan comparison service, helping people find fast, affordable microloans from trusted providers — all in one place

© 2025 LoanMoneyOnline

LoanMoneyOnline - does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 91 days (3 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of 10,000 Rs. that will be paid in 3 months, the total payment of the loan will be 15,000 Rs.

This site is not a financial institution, bank, or lender. This site finds loans for customers, acting as an intermediary between a client who is looking to take a loan and a licensed financial institution. It is not responsible for any loan agreement. This website does not charge a service fee, nor is it responsible for the actions, inactions, or interest rates of any lender. You are never under any obligation to use the service, initiate contact, or request credit with any lenders this site connects you to.